Accepting Online Bill Payments

Bill payment processing
Bill payments using CellularManager's All-in-One Bill Pay Suite are processed through a national and secure electronic clearinghouse by an established bank, allowing retailers to take advantage of a vast network of billers, carriers, and utilities, as well as giving them the flexibility to even process bill payments for billers not included in the electronic network.

Bill payments accepted using CellularManager's All-in-One Bill Pay Suite go through a process that documents, tracks, secures, and confirms a customer's cash payment. The payment is sent electronically or to the biller's remittance address via postal mail, just as if the customer themselves had sent it. Electronic payments typically arrive in two banking days. Since processing fee payments can be deposited electronically into the retailer's account using safe and secure transaction processes, the retailer saves time and the associated labor expenses of handling paper checks.

Since payments made through CellularManager's All-in-One Bill Pay Suite are guaranteed by a third-party bank, the retailer need not worry about the payment making it to its destination, nor do they need to worry about receiving the processing fee for each payment.

The end result is an extremely safe, profitable, value-added service, with no startup costs, no liabilities, and no risk whatsoever.

Bill payment and accounting
The All-in-One Bill Pay Suite is completely embedded within the framework of the familiar CellularManager POS. CellularManager is completely unique in its approach. Instead of merely linking disparate systems, CellularManager provides a truly integrated all-in-one solution for the cellular retailer.

Integration means that all of the data processed for bill payments can be used within the context of the already existing reporting and tracking modules in CellularManager. Imagine running run a cash drawer report at the end of the day and easily being able to reference how much was allocated to bill payments.

Integration also means that CellularManager provides enhanced accounting accuracy by ensuring that fees get exported to one account while payments can be exported to QuickBooks.

Costs and rates
For retailers using the CellularManager Cellular POS, there is no startup investment to get started with the All-in-One Bill Pay Suite. And thanks to the mass volume buying power of Data Guard Systems, retailers enjoy the lowest wholesale processing rates available.

With CellularManager's All-in-One Bill Pay Suite, retailers can set their own rates in regards to end-customer charges. This opens up the opportunity to offer incentives to particular customers. The retailer may wish to offer a discounted rate for bill pay if the customer also purchases prepaid wireless services. Also, the retailer may wish to offer discounts for customer paying a certain number of bills through the All-in-One Bill Pay Suite. The possibilities are endless, and completely in the retailer's control.